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<channel>
	<title>Mahadibz</title>
	<atom:link href="http://mahadibz.com.my/v2/feed/" rel="self" type="application/rss+xml" />
	<link>http://mahadibz.com.my/v2</link>
	<description>Great Wealth Advisor</description>
	<lastBuildDate>Mon, 22 Aug 2011 00:02:08 +0000</lastBuildDate>
	<language>en</language>
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		<item>
		<title>MEP Fast Tracks Selling System</title>
		<link>http://mahadibz.com.my/v2/products/mep-fast-tracks-selling-system/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=mep-fast-tracks-selling-system</link>
		<comments>http://mahadibz.com.my/v2/products/mep-fast-tracks-selling-system/#comments</comments>
		<pubDate>Sat, 20 Aug 2011 13:26:28 +0000</pubDate>
		<dc:creator>fikuroyaki</dc:creator>
				<category><![CDATA[Active Project]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Products]]></category>

		<guid isPermaLink="false">http://mahadibz.com.my/v2/?p=776</guid>
		<description><![CDATA[We have a Must Training for New Member. If you JOIN US. You will be benefit with a full  training.]]></description>
			<content:encoded><![CDATA[<div class="tips" style="width: 540px; background-color: #f3f3f3; text-align: left; padding: 20px;">
<p style="text-align: center;"><a href="http://mahadibz.com.my/v2/assets/must-head.png"><img class="aligncenter size-full wp-image-778 colorbox-776" title="must-head" src="http://mahadibz.com.my/v2/assets/must-head.png" alt="fast track" width="290" height="85" /></a></p>
<h1 style="text-align: center;">We have MEP <strong>Fast Tracks</strong> Selling System that works!</h1>
<h2 style="text-align: center;">What are this  Fast Tracks Selling System for ?</h2>
<h3 style="text-align: center;">If you JOIN US. You will be benefit with these beautiful craft <em>Fast Tracks</em> training that have been proven works!:</h3>
<ol>
<li>How to achieve <a title="Mission RM100k income in 100 days" href="http://mahadibz.com.my/v2/products/mission-rm100k-income-in-100-days/">RM100k in 100days</a> thru EIP</li>
<li>High Confident Selling Technique</li>
<li>Speed Selling With Energy</li>
<li>Instant Rapport Skills</li>
<li>How to Thumb Print</li>
<li>Exacts Scripts Using Sales Kit</li>
<li>EIP Prince &amp; Princess Selling Skills</li>
<li>Daily Sales Activity Format (Success Habits)</li>
<li>How to go to New York, Monte Carlo, Florence, Milan, &amp; Switzerland for FREE</li>
<li>Understanding CWA &amp; AIA. Selling Ratio-4-6 Appts Daily</li>
<li>The Power of 3. EIP + UT3 Magic Sequences</li>
</ol>
<p>&nbsp;</p>
<h1 style="text-align: center;">Don&#8217;t you want to make a fast tracks sales?</h1>
<p style="text-align: center;">Do you have a formal training about how to do this within a<strong> fast tracks</strong>? Don&#8217;t you ever see a lot of our members that use this fast tracks system already give them result?</p>
<p style="text-align: center;">Do you want to miss the boat like others? Think about it. Or just be with us in the MEP Fast Tracks Selling System available on earth</p>
<p style="text-align: center;">Some other people see our prestigious skill but they leave this as :</p>
<blockquote>
<h3 style="text-align: center;">&#8220;Later la..&#8221;</h3>
<h3 style="text-align: center;">&#8220;Let me try my method first &#8220;</h3>
<h3 style="text-align: center;">&#8220;i don&#8217;t have budget for a full training&#8221;</h3>
</blockquote>
<p style="text-align: center;">These  &#8221;some people&#8221; , they are waiting and keep postponed.</p>
<p style="text-align: center;"><strong>BUT</strong></p>
<p style="text-align: center;">Successful peoples are duplicate our MEP<em> Fast Tracks</em> Selling System and keep earning well through their daily life. This is mean our secret is not a secret anymore.</p>
<p style="text-align: center;">Peoples are already use it.</p>
<h3 style="text-align: center;"><strong>You messed up if  you don&#8217;t know how to use this<br />
&#8220;<span style="text-decoration: underline;">Fast Tracks Selling System Sales</span> yet.</strong></h3>
<p style="text-align: center;">So don&#8217;t mess up.  Learn with our successful  trainers team now and  you won&#8217;t leave behind like many others that fail.</p>
<p style="text-align: center;"><a href="http://mahadibz.com.my/v2/request-form/"><img class="aligncenter size-full wp-image-884 colorbox-776" title="request" src="http://mahadibz.com.my/v2/assets/request1.gif" alt="Request MEP Fast Tracks Selling System" width="250" height="156" /></a></p>
<p style="text-align: center;">&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;-</p>
<p style="text-align: center;">[A part of  <strong>Millionaire Entrepreneurs Project]</strong></p>
<p style="text-align: center;"><strong>Amazing Millionnaire Sisters  &amp; Jutawan Muda Group</strong></p>
<p style="text-align: center;"><a href="http://mahadibz.com.my/v2/assets/photo-5.png"><img class="aligncenter size-medium wp-image-713 colorbox-776" title="Amazing Millionnaire Sisters  &amp; Jutawan Muda Group- MEP Fast Track Selling SYstem" src="http://mahadibz.com.my/v2/assets/photo-5-207x300.png" alt=" Fast Tracks Selling System" width="207" height="300" /></a></p>
<p style="text-align: center;"><a title="Download Flyers MEP Fast Track" href="http://mahadibz.com.my/v2/assets/photo-5.png">Download Hi-Res MEP Fast Tracks Selling System  Flyers here</a></p>
<p style="text-align: center;">
</div>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mission RM100k income in 100 days</title>
		<link>http://mahadibz.com.my/v2/products/mission-rm100k-income-in-100-days/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=mission-rm100k-income-in-100-days</link>
		<comments>http://mahadibz.com.my/v2/products/mission-rm100k-income-in-100-days/#comments</comments>
		<pubDate>Sat, 20 Aug 2011 08:16:50 +0000</pubDate>
		<dc:creator>fikuroyaki</dc:creator>
				<category><![CDATA[Active Project]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Products]]></category>

		<guid isPermaLink="false">http://mahadibz.com.my/v2/?p=747</guid>
		<description><![CDATA[Mission RM100k income in 100days  is to recruit &#038; develop 100 serious, willing to learn, energetic, dynamic, committed, teachable wealth advisors per year. ]]></description>
			<content:encoded><![CDATA[<div class="tips" style="width: 540px; background-color: #f3f3f3; text-align: left; padding: 20px;">
<p>Mission RM100k income in 100days  is to recruit &amp; develop 100 serious, willing to learn, energetic, dynamic, committed, teachable wealth advisors per year.</p>
<h3>GOAL</h3>
<ol>
<li>To become an Agency Supervisor (AS)  in 3 months.</li>
<li>To become an Agency Manager (AM) in 18 months</li>
<li>To become a Group Agency Manager (GAM) in 36 months.</li>
<li>To become quality MDRT, COT, TOT</li>
<li>To Become quality Insurance &amp; Unit Trust Producer</li>
<li>Recruit 5 quality Downlines a month</li>
</ol>
<p style="text-align: center;">[A part of  <strong>Millionaire Entrepreneurs Project]</strong></p>
<p style="text-align: center;"><strong>A Millionnaire Sisters  &amp; Jutawan Muda Group</strong></p>
<p style="text-align: center;"><a href="http://mahadibz.com.my/v2/assets/photo-3.png"><img class="aligncenter size-medium wp-image-711 colorbox-747" title="Amazing Millionnaire Sisters  &amp; Jutawan Muda Group-Mission RM100k income in 100days" src="http://mahadibz.com.my/v2/assets/photo-3-207x300.png" alt="" width="207" height="300" /></a></p>
<p style="text-align: center;"><a title="Download Flyers Mission RM100k income in 100 days" href="http://mahadibz.com.my/v2/assets/photo-3.png">Download Hi-Res Flyers here</a></p>
</div>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>MEP Selling System</title>
		<link>http://mahadibz.com.my/v2/products/mep-selling-system/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=mep-selling-system</link>
		<comments>http://mahadibz.com.my/v2/products/mep-selling-system/#comments</comments>
		<pubDate>Sat, 20 Aug 2011 08:06:24 +0000</pubDate>
		<dc:creator>fikuroyaki</dc:creator>
				<category><![CDATA[Active Project]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Products]]></category>

		<guid isPermaLink="false">http://mahadibz.com.my/v2/?p=742</guid>
		<description><![CDATA[MEP Selling System is a professional approach to selling &#038; helping the customer to better understand their needs. ]]></description>
			<content:encoded><![CDATA[<div class="tips" style="width: 540px; background-color: #f3f3f3; text-align: left; padding: 20px;">A professional approach to selling &amp; helping the customer to better understand their needs. This solution based method will put a smile on our customer because when it s done correctly the customer will want to buy from you.</div>
<div class="tips" style="width: 540px; background-color: #f3f3f3; text-align: left; padding: 20px;"><img class="aligncenter size-full wp-image-743 colorbox-742" style="border-style: initial; border-color: initial;" title="MEP-System" src="http://mahadibz.com.my/v2/assets/MEP-System.jpg" alt="" width="500" height="575" /></p>
<p style="text-align: center;">[A part of  <strong>Millionaire Entrepreneurs Project]</strong></p>
<p style="text-align: center;"><strong>Amazing Millionnaire Sisters  &amp; Jutawan Muda Group</strong></p>
<p style="text-align: center;"><a href="http://mahadibz.com.my/v2/assets/photo-2.png"><img class="aligncenter size-medium wp-image-710 colorbox-742" title="Amazing Millionnaire Sisters  &amp; Jutawan Muda Group- MEP Selling System" src="http://mahadibz.com.my/v2/assets/photo-2-207x300.png" alt="Amazing Millionnaire Sisters  &amp; Jutawan Muda Group- MEP Selling System" width="207" height="300" /></a></p>
<p style="text-align: center;"><a title="Download Flyers MEP Selling System " href="http://mahadibz.com.my/v2/assets/photo-2.png">Download Hi-Res Flyers here</a></p>
</div>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>MEP Skills &amp; Development</title>
		<link>http://mahadibz.com.my/v2/products/mep-skills-development/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=mep-skills-development</link>
		<comments>http://mahadibz.com.my/v2/products/mep-skills-development/#comments</comments>
		<pubDate>Sat, 20 Aug 2011 02:46:36 +0000</pubDate>
		<dc:creator>fikuroyaki</dc:creator>
				<category><![CDATA[Active Project]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Products]]></category>

		<guid isPermaLink="false">http://mahadibz.com.my/v2/?p=707</guid>
		<description><![CDATA[MEP Skills &#038; Development Conducted by experienced &#038; successful Wealth Advisors in the classroom &#038; on the field training.]]></description>
			<content:encoded><![CDATA[<div class="tips" style="width: 540px; background-color: #f3f3f3; text-align: left; padding: 20px;">Conducted by experienced &amp; successful Wealth Advisors in the classroom &amp; on the field training.</div>
<div class="tips" style="width: 540px; background-color: #f3f3f3; text-align: left; padding: 20px;">
<p style="text-align: center;">Our Unit Trust MEP Skills &amp; Development</p>
<p><a href="http://mahadibz.com.my/v2/assets/1.jpg"><img class="size-full wp-image-721 aligncenter colorbox-707" title="1" src="http://mahadibz.com.my/v2/assets/1.jpg" alt="" width="369" height="111" /></a></p>
<p style="text-align: center;">Our Insurans MEP Skills &amp; Development</p>
<p><a href="http://mahadibz.com.my/v2/assets/2.jpg"><img class="size-full wp-image-722 aligncenter colorbox-707" title="2" src="http://mahadibz.com.my/v2/assets/2.jpg" alt="" width="375" height="88" /></a></p>
<p style="text-align: center;">Our Selling Skills Development</p>
<p><a href="http://mahadibz.com.my/v2/assets/3.jpg"><img class="size-full wp-image-723 aligncenter colorbox-707" title="3" src="http://mahadibz.com.my/v2/assets/3.jpg" alt="" width="369" height="79" /></a></p>
<p style="text-align: center;">Our Group Building Development</p>
<p><a href="http://mahadibz.com.my/v2/assets/4.jpg"><img class="size-full wp-image-724 aligncenter colorbox-707" title="4" src="http://mahadibz.com.my/v2/assets/4.jpg" alt="" width="369" height="66" /></a></p>
<p style="text-align: center;">[A part of  <strong>Millionaire Entrepreneurs Project]</strong></p>
<p style="text-align: center;"><strong>Amazing  Millionnaire Sisters  &amp; Jutawan Muda Group</strong></p>
<p style="text-align: center;"><a href="http://mahadibz.com.my/v2/assets/photo-1.png"><img class="aligncenter size-medium wp-image-708 colorbox-707" title="Amazing  Millionnaire Sisters  &amp; Jutawan Muda Group-MEP Skills Development" src="http://mahadibz.com.my/v2/assets/photo-1-207x300.png" alt="Amazing  Millionnaire Sisters  &amp; Jutawan Muda Group-MEP Skills Development" width="207" height="300" /></a></p>
<p style="text-align: center;"><a title="Download Flyers MEP Skill &amp; Development System " href="http://mahadibz.com.my/v2/assets/photo-1.png">Download Hi-Res Flyers here</a></p>
</div>
]]></content:encoded>
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		</item>
		<item>
		<title>7.5 Secret</title>
		<link>http://mahadibz.com.my/v2/blog/7-5-secret/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=7-5-secret</link>
		<comments>http://mahadibz.com.my/v2/blog/7-5-secret/#comments</comments>
		<pubDate>Thu, 21 Jul 2011 15:13:12 +0000</pubDate>
		<dc:creator>fikuroyaki</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://mahadibz.com.my/v2/?p=426</guid>
		<description><![CDATA[There are a lot of skill to success in our career. But we will provide you some secret that have been tested and proven. We called it 7.5 secret . Some training might help you understand what is 7.5 secrets ]]></description>
			<content:encoded><![CDATA[<div class="tips" style="padding: 20px; width: 540px; background-color: #f3f3f3;">
<p><span style="color: #800000;"><strong>Secret tips by Mahadi BZ</strong></span></p>
<p>&nbsp;</p>
<p><a href="http://mahadibz.com.my/v2/wp-content/uploads/2011/07/7.5-secrets.gif"><img class="alignnone colorbox-426" src="http://mahadibz.com.my/v2/wp-content/uploads/2011/07/7.5-secrets.gif" alt="" width="288" height="220" /></a></p>
<p><strong>Secret #1<br />
</strong> The Connection: Establishing rapport with the clients</p>
<p><strong>Secret #2</strong><br />
The Interview: Qualifying the prospect, finding the right person to invest/buy</p>
<p><strong>Secret #3<br />
</strong>Confirmation The Need: Summary of information received. Ensure that you and the prospect are thinking alike</p>
<p><strong>Secret #4<br />
</strong>Promote The Company, Agency and You: To satisfy the second buying decision in the mind of the prospect before he/she hears my solution</p>
<p><strong>Secret #5A<br />
</strong> Hooking The Hot Buttons: To describe benefits not only idea and to link to the 6 hot buttons</p>
<p><strong>Secret #5B<br />
</strong> Conclusion: To establish strong value so as to reduce any objection issue</p>
<p><strong>Secret #6A</strong><br />
Close, Close, Close: To test close readiness of the client to buy</p>
<p><strong>Secret #6B<br />
</strong>2nd Attempt: To acknowledge any objection and go the final close</p>
<p><strong>Secret #6C<br />
</strong> The Third Attempt: To uncover a hidden fear. Answer it and close again</p>
<p><strong>Secret #6D<br />
</strong> The Fourth Attempt: Use your creativity</p>
<p><strong>Secret #7<br />
</strong>Sandwich: To communicate strong intention. To be of service and commitment towards a long term relationship</p>
<p><strong>Secret #7.5<br />
</strong> Leads: Ask for Referrals</p>
<p>___________________________________________________________________</p>
<p>Do you like it? You will <strong>get the opportunity to meet Mahadi BZ personally and ask him more tips!</strong></p>
<p>You <strong>will get any of your questions answered</strong> by attending our <strong>SPECIAL BRIEFING.</strong></p>
<p><strong>Contact us now at 03-7724 1789</strong> for any enquiries</p>
<p>or:</p>
<p><strong>SMS</strong> your &lt;<strong>NAME</strong>&gt;space&lt;<strong>EMAIL</strong>&gt;  <strong>013-2088 130</strong></p>
<p>to register for your <strong>FREE seat</strong> on our <strong>NEXT PREVIEW</strong></p>
</div>
]]></content:encoded>
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		</item>
		<item>
		<title>Website Launching August 2011</title>
		<link>http://mahadibz.com.my/v2/event/website-launching-30-july-2011/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=website-launching-30-july-2011</link>
		<comments>http://mahadibz.com.my/v2/event/website-launching-30-july-2011/#comments</comments>
		<pubDate>Fri, 15 Jul 2011 08:05:13 +0000</pubDate>
		<dc:creator>fikuroyaki</dc:creator>
				<category><![CDATA[Event]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[Website launching]]></category>

		<guid isPermaLink="false">http://mahadibz.com.my/v2/?p=377</guid>
		<description><![CDATA[we will launching the new web that will cater everything online.People said 2.0. Some others said modern web. ]]></description>
			<content:encoded><![CDATA[<div class="tips" style="padding: 20px; width: 540px; background-color: #f3f3f3;">Its been a long time we are not having and follow the new trend of website. Now we will launching the new web that will cater everything online.People said 2.0. Some others said modern web. If you think our web lack of something. Please suggest us. You are part of us. SO, You ask we built!</div>
<div class="tips" style="padding: 20px; width: 540px; background-color: #f3f3f3;">The website launching  soon. Please subscribe our news letter and get quick update right to your inbox</div>
<div class="tips" style="padding: 20px; width: 540px; background-color: #f3f3f3;">
<p>-</p>
<p>Mahadi BZ</p>
</div>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Corporate Training Schedule</title>
		<link>http://mahadibz.com.my/v2/training/corporate-training-schedule/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=corporate-training-schedule</link>
		<comments>http://mahadibz.com.my/v2/training/corporate-training-schedule/#comments</comments>
		<pubDate>Fri, 15 Jul 2011 06:38:18 +0000</pubDate>
		<dc:creator>fikuroyaki</dc:creator>
				<category><![CDATA[Training]]></category>
		<category><![CDATA[cimb wealth]]></category>
		<category><![CDATA[mahadi badrul zaman]]></category>
		<category><![CDATA[mahadibz]]></category>
		<category><![CDATA[training]]></category>
		<category><![CDATA[Training Jutawan Muda]]></category>
		<category><![CDATA[unit trust]]></category>

		<guid isPermaLink="false">http://mahadibz.com.my/v2/?p=371</guid>
		<description><![CDATA[Not available right now]]></description>
			<content:encoded><![CDATA[<p>Not available right now</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to built Wealth?</title>
		<link>http://mahadibz.com.my/v2/blog/how-to-built-wealth/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=how-to-built-wealth</link>
		<comments>http://mahadibz.com.my/v2/blog/how-to-built-wealth/#comments</comments>
		<pubDate>Mon, 11 Jul 2011 01:20:49 +0000</pubDate>
		<dc:creator>fikuroyaki</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://mahadibz.com.my/v2/?p=21</guid>
		<description><![CDATA[In order to build wealth, start saving early. You need to ensure you have a positive net worth (asset – liabilities).
Diversify your investments in order to spread your risks ,The higher the return you get from an, investment, the greater the risk.
Be wary of get-rich-quick schemes.]]></description>
			<content:encoded><![CDATA[<div class="tips" style="padding: 20px; width: 540px; background-color: #f3f3f3;"><strong>Building Wealth:</strong></p>
<ul>
<li>In order to build wealth, start saving early.</li>
<li>You need to ensure you have a positive net worth (asset – liabilities).</li>
<li>Diversify your investments in order to spread your risks.</li>
<li>The higher the return you get from an, investment, the greater the risk.</li>
<li>Be wary of get-rich-quick schemes.</li>
</ul>
</div>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is unit trust in Malaysia?</title>
		<link>http://mahadibz.com.my/v2/blog/what-is-unit-trust/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=what-is-unit-trust</link>
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		<pubDate>Wed, 06 Jul 2011 12:54:15 +0000</pubDate>
		<dc:creator>fikuroyaki</dc:creator>
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		<description><![CDATA[Unit Trust is a collective investment scheme that pools the savings of a large number of investors. The money collected is invested by the fund manager in different types of stocks, bonds, or other securities in various proportions depending upon the objective of the fund.The income earned through these investments and the capital appreciation realized by [...]]]></description>
			<content:encoded><![CDATA[<div class="tips" style="padding: 20px; width: 540px; background-color: #f3f3f3;"><strong>Unit Trust</strong> is a collective investment scheme that pools<br />
the savings of a large number of investors. The money collected is invested by the fund manager in different types of stocks, bonds, or other securities in various proportions depending upon the objective of the fund.The income earned through these investments and the capital appreciation realized by the scheme, after deducting the trading costs and expenses of managing and administering the fund are paid out to the unit holders in proportion to the number of units owned by them.</p>
<p>&nbsp;</p>
<p>Most of the unit trust funds in Malaysia are open-ended funds <em>(the fund sells as many units as you and other investors want to buy and buys as many units you want to sell).</em> This makes unit trust funds very liquid investments – though the price at which you sell may be less than your purchase price if the value of the fund has dropped.</p>
<p>&nbsp;</p>
<p>You can make an initial investment with as little as RM1,000 and buy additional units when you have more money or invest a fixed amount on a regular monthly schedule via a bank account. Thus unit trust is the most suitable investment for the common man as it offers an opportunity to invest in a diversified, professionally managed portfolio.</p>
<p>&nbsp;</p>
<p>Each Fund has a defined investment objective and strategy.</p>
<p>Reference: <a href="http://www.invest.com.my:8080/personal/learn/basics/">http://www.invest.com.my:8080/personal/learn/basics/</a></p>
<p>&nbsp;</p>
<p><span style="color: #339900; font-size: medium;"><strong><br />
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		<title>Tip Memilih Unit Amanah</title>
		<link>http://mahadibz.com.my/v2/blog/tips-memilih-unit-amanah/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=tips-memilih-unit-amanah</link>
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		<pubDate>Wed, 16 Dec 2009 08:56:01 +0000</pubDate>
		<dc:creator>fikuroyaki</dc:creator>
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		<description><![CDATA[Personal Investments &#8211; By Ooi Kok Hwa Unit Kumpulan Wang Amanah memberi alternatif menarik kepada pelabur runcit, terutama kolam kecil modal, pelbagai kepentingan, sambil menikmati mendapat pulangan yang lebih tinggi daripada kemungkinan simpanan tradisional. Walau bagaimanapun, ramai orang mempunyai salah tanggapan bahawa sifat pelbagai dana ini, bermakna melabur dalam unit amanah berisiko rendah, mereka boleh [...]]]></description>
			<content:encoded><![CDATA[<div class="tips" style="padding: 20px; width: 540px; background-color: #f3f3f3;">
<p id="story_byline">Personal Investments &#8211; By Ooi Kok Hwa</p>
<p>Unit Kumpulan Wang Amanah memberi alternatif menarik kepada pelabur runcit, terutama kolam kecil modal, pelbagai kepentingan, sambil menikmati mendapat pulangan yang lebih tinggi daripada kemungkinan simpanan tradisional.</p>
<p>Walau bagaimanapun, ramai orang mempunyai salah tanggapan bahawa sifat pelbagai dana ini, bermakna melabur dalam unit amanah berisiko rendah, mereka boleh menutup mata, hanya mengambil apa-apa dana bersama.</p>
<p>Salah faham ini menyebabkan ramai untuk membayar harga yang tinggi, dalam pembelajaran, di mana-mana jenis pelaburan, pelaburan dalam unit amanah memerlukan pemahaman asas dan penyelidikan sebelum kita komited wang hasil titik peluh kita.</p>
<p>Dalam keadaan normal, kita boleh dibahagikan kepada dua kategori, unit amanah kategori pasaran: Dana pendapatan dan dana pertumbuhan.</p>
<p>* Dana Pendapatan biasanya dicirikan oleh pendapatan yang konsisten kepada pelabur. Pendapatan pelaburan dana-dana, saham atau bon, atau gabungan kedua-duanya. Termasuk dalam kategori ini dana bon, dana pendapatan ekuiti dan dana pasaran wang.</p>
<p>* Pertumbuhan dana lebih dana pendapatan umumnya positif, tetapi telah memberi tumpuan kepada menghasilkan pendapatan atau jangka pendek dan bukannya keuntungan jangka panjang modal, kemungkinan pendapatan pulangan yang lebih tinggi. Dana Pertumbuhan adalah contoh kecil topi dana, dana komoditi, dana indeks dan dana emas.</p>
<p>Sebelum kita mula menilai modal untuk melabur, terdapat dua pertimbangan utama, ia adalah objektif pelaburan dan tahap toleransi risiko.</p>
<p>Setiap pelabur untuk tujuan mereka sendiri. Jika anda melabur untuk persaraan anda, dan berhampiran dengan umur persaraan, anda harus mencari dana pendapatan lebih mudah diramalkan.</p>
<p>Tetapi jika anda masih muda dan ingin menyimpan untuk pendidikan anak anda, ia akan menjadi 10 tahun atau lebih 15 tahun, anda mungkin perlu mencari dana pertumbuhan, menghasilkan pulangan yang lebih tinggi tetapi dengan tahap yang lebih tinggi risiko.</p>
<p>Apabila kita jelas pelaburan kita, kita boleh menyempitkan pilihan kita pendapatan atau kategori pertumbuhan, dan memilih kategori yang paling sesuai untuk mencari dana dipindahkan ke langkah seterusnya.</p>
<p>Terdapat beberapa faktor utama apabila menilai unit amanah dana kajian:</p>
<p>* Pelaburan strategi, polisi dan pegangan: Setiap dana mempunyai portfolio sendiri. Pelabur perlu mempunyai kefahaman yang jelas bahawa mereka sedang mempertimbangkan bagi memastikan ia adalah matlamat pelaburan peribadi mereka dan tahap toleransi risiko adalah sama dalam strategi pelaburan setiap dana.</p>
<p>Walaupun dana yang dimiliki oleh kategori yang sama mungkin mempunyai risiko perbezaan yang signifikan, kerana perbezaan dalam pegangan pelaburan.</p>
<p>Sebagai contoh, syarikat-syarikat pertumbuhan besar dgn risiko sudah pasti jauh lebih rendah daripada dana saham sen.</p>
<p>* Prestasi lepas: pelabur trend prestasi lalu dana, untuk memahami prestasi masa depan.</p>
<p>Walau bagaimanapun, jangan ingat, prestasi masa lalu yang baik tidak mungkin akan berulang pada masa depan, kita tidak boleh terlalu teruja untuk melihat tahun keputusan yang baik, jika hanya kerana dana baru.</p>
<p>Dana yang baik perlu diwujudkan untuk memenuhi rakan-rakan, ia adalah masa yang baik atau buruk.</p>
<p>* Kos: pelabur perlu sedar bahawa apabila mereka membeli atau menjual dana tertanam dalam setiap transaksi yuran dan perbelanjaan.</p>
<p>Sebagai contoh, nisbah perbelanjaan dana kecil selalunya lebih tinggi daripada dana yang besar dan dana serantau atau global biasanya kos yang lebih tinggi, berbanding dengan dana domestik.</p>
<p>* Dana pengurusan: pengurusan kewangan sangat penting untuk memastikan kesinambungan dan prestasi yang konsisten.</p>
<p>Jika dana, pengurusan perubahan terlalu kerap, ia akan menjadi amat sukar, kita mengukur prestasi Kumpulan Wang, pengurus yang berbeza mempunyai gaya yang berbeza, yang boleh menjejaskan prestasi Kumpulan Wang.</p>
<p>Sebagai contoh, jika pengurus cenderung mempunyai perolehan yang lebih tinggi, nisbah perbelanjaan dana boleh meningkatkan pegangan dana alam, walaupun tidak berubah.</p>
<p>Mempunyai kefahaman yang baik faktor-faktor ini, kita boleh membuat perbandingan yang bermakna, kita berminat adalah untuk menentukan yang paling sesuai untuk dana kami.</p>
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<div class="tips" style="padding: 20px; width: 540px; background-color: #f3f3f3;">Reference url:<br />
<a href="http://biz.thestar.com.my/news/story.asp?file=/2009/12/16/business/5308178&amp;sec=business">http://biz.thestar.com.my/news/story.asp?file=/2009/12/16/business/5308178&amp;sec=business</a></div>
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